HomeHome Loans HelpFAQSDown Payment AdviceShopping for a Home
Guy with arm around girl on couch
Select Service:
Property Type:
Credit Rating:

Home Loan Lender Questions

Guy holding out keys to hand out.

In order to help you with your home loans the lender will want to ask you some important questions. These questions are meant to help you, so know how to appropriately answer them for your situation. It is important that you use these questions to better your home loans, not set you back at all during this process. Take a look at some of the following information and see how you can use it to the best of your abilities. You need to be able to take the right steps, not the steps that will hurt home loans. It is our goal to make sure that you can enter into your own process without any really bad troubles.


Your lender will want to know about your employment situation. They will want to see that you have solid employment, that your income is consistent, and that there is no risk of you being let go soon. The reason they want to know this is because they will want you to be able to pay back your home loans on time. If they sense anything is wrong with your employment then they will hesitate to actually come through and get you the loan you want. Make sure that you can show them that your employment will not be an issue.

Down Payment?

Your down payment is so important to this process. Your home loans lender will want to make sure that your down payment will be good enough to complete this process correctly. That is why you need to make sure you know how to come up with a down payment that can put you up for success. You should not mess around with any part of this process, and that is why you need to be able to answer these questions. When they ask about your down payment make sure you have a good response for them to handle.

Other Loans or Debts?

Finally, before you get home loans your lender will want to know about your other debts and loans that you might have. They will want to know if you can handle the loan you are about to get, or if you have too many loans and debts to where you might not repay the home loans on time. You need to be able to show them that your other loans or debt will not become a problem and that your home loans will fit in nicely with your ability to pay. Make sure that they do not have any reservations on giving you this money.

This form uses 128-bit SSL encryption technology to protect your submitted data.
It is important you make your home loans work for you, not be a burden. The following are some questions you might be asked by a lender.